iPhone Trade-In vs. Selling for Cash: What’s the Better Deal in 2025?
Should you trade in your iPhone or sell it for cash? Discover which option gets you more money and faster payouts in San Diego.
If you’ve got an old iPhone sitting in your drawer, you’re not alone. Millions of people upgrade every year, and most wonder the same thing: Should I trade my iPhone in with Apple, or sell it for cash to a local buyer?
On the surface, Apple’s trade-in program looks convenient. But in 2025, convenience can cost you real money. Selling your iPhone directly for cash often pays much more — especially if your device isn’t in perfect condition.
Let’s break down the pros, cons, and actual payout differences between Apple trade-ins and cash buyers this year.
How Apple Trade-In Works
Apple’s trade-in program is straightforward. You bring your device to an Apple Store (or ship it in), and Apple gives you credit toward a new purchase.
Pros:
Easy and convenient — especially if you’re already upgrading.
Backed by Apple, so it feels secure.
Instant credit applied at checkout.
Cons:
Payout is almost always lower than cash buyers.
You only get store credit, not real cash.
Limited conditions accepted — cracked screens, water-damaged, or older models may be rejected entirely.
How Selling for Cash Works
Cash buyers include local electronics shops, certified resellers, or independent buyers who pay you directly for your iPhone.
Pros:
Higher payouts (often 20–40% more than Apple).
Paid in real money — not store credit.
More flexible: buyers often accept damaged, locked, or older devices.
Quick process (many local buyers pay on the spot).
Cons:
You need to find a trustworthy buyer.
May take a few extra minutes compared to an in-store trade-in.
2025 iPhone Price Comparisons
Here’s a snapshot of what Apple is offering in early 2025 versus what local cash buyers typically pay.
iPhone 14 Pro Max 256GB
Apple Trade-In: up to $550 credit
Cash Buyers: around $650–700 cash
iPhone 13 128GB
Apple Trade-In: up to $320 credit
Cash Buyers: around $400–450 cash
iPhone 12 with Cracked Screen
Apple Trade-In: $0 (rejected)
Cash Buyers: around $150–200 cash
The difference is clear. Selling for cash almost always puts more money in your pocket, and in some cases, it’s the only option if your device isn’t flawless.
When Trade-In Makes Sense
You’re already buying a new iPhone from Apple.
You value convenience over maximum payout.
Your phone is in good condition and not too old.
When Selling for Cash Wins
You want real cash, not store credit.
Your phone has a cracked screen, bad battery, or cosmetic issues.
You’re not planning to buy another Apple product right away.
You want a faster turnaround (some local buyers pay the same day).
How to Prepare Your iPhone for Sale
Whether you trade it in or sell for cash, make sure your personal data stays secure. Here’s a quick checklist:
Back up your iPhone to iCloud or a computer.
Sign out of iCloud & Find My iPhone.
Erase all content and settings.
Remove your SIM or eSIM.
Clean the device (a simple wipe makes it more appealing to buyers).
The Bottom Line
In 2025, trading in your iPhone with Apple is convenient, but you’ll almost always get less money — and sometimes, nothing at all if your phone has issues. Selling for cash is usually the smarter choice, especially if you want maximum payout, real money in your hand, or if your iPhone isn’t perfect.
At San Diego Electronics Buyer, we make the process fast and simple. Get an instant quote, bring your phone in, and walk out with cash the same day. It’s that easy.
So before you hand your iPhone over to Apple for store credit, take a minute to compare. The difference could be $100–200 or more — and in today’s economy, that’s money you don’t want to leave on the table.